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Document Examples

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Documentation is an important part of the mortgage process, whether it’s for an application or a pre-approval. The challenge, though, is that different lenders often have different requirements for each type of document.

We’ve outlined some of the key document terms and points to help you better understand what is being asked of you, so you’re better prepared for the process.

It’s worth mentioning, that it is important that all documentation is legible. Otherwise, the documents can be deemed unusable.

Copy of home ..

This is a copy of your policy or a statement from your home ...

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Down Payment Proof

Lenders need to see that your down payment has been in your account ...

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Home Equity Line ..

Lenders will require the most up to date statement on your current mortgage, ...

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Job Letter

A LOE is a standard document in which your employer confirms your position, ...

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Mortgage Statement (for ..

Lenders will require the most up to date statement on your current mortgage, ...

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Notice of Assessment ..

The Notice of Assessment is a summary of your T1 General (tax return) ...

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Pay Stub

A pay stub will include your Year to Date (YTD) earnings, along with ...

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Property Tax Statement ..

This statement is provided by the city and shows the amount of property ...

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Strata Form B ..

This form is can be obtained from the strata management company and it ...

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T1 General

This is your actual tax return and is what you (or your accountant) ...

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T4

If you are an employee (not self-employed) a T4 shows your gross taxable ...

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T4A

If you’re retired and receive a pension, you’ll receive a T4A that shows ...

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Void Cheque

If you don’t have any cheques, they can be provided by your bank ...

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