The porch of a newly purchased home.


Read reviews from mortgage clients who love saving money without losing time.

“Spin mortgage, and specifically Steve and Bonnie, have been fantastic. This is the second time using them and my wife and I have always been impressed with their calm demeanour, responsiveness and efficiency. Throughout the entire mortgage process we felt supported and had all of our many questions answered. Thanks Steve and Bonnie!”

“Ryan was amazing to work with. He was timely, organized and understanding. Spin Mortgage made finding the best mortgage for our needs a breeze. Thanks Again Ryan! ”

Samantha S.
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“Had the pleasure to work with Steve and Ryan for my first home purchase on vancouver island! Exceptional service and they worked in a timely and efficient manner on our quick close. It’s stressful enough buying a house and getting all the paperwork all lined up but they made it easy and clear. Can’t wait to work with them on future opportunities!”

“Provided with very efficient and prompt service. Brokers were so easy to deal with, while being so professional. ”

“Bonnie was great to work with. She went above and beyond to work through the process.”

“Best experience ever! As first time home buyers, Ryan made us feel completely comfortable as he walked us through everything. He was thorough, timely and very kind when I had to resend some documents! Highly recommend.”

“We used Spin Mortgage on a whim from a social media ad, but it ended up being such a great experience. They had all the answers we needed and were on top of everything for us at every step of the way. Ryan was our main contact throughout the whole process and I very much recommend their services for anyone looking at buying.”

“Bonnie Deck is fantastic! She has helped us with two home purchases now, and both experiences were flawless. Bonnie is calm, knowledgeable, and over all just a gem to work with. I would highly recommend her to anyone looking for a mortgage. ”

“Worked with Spin and Steve twice now and everything went smoothly both times. The second time included many pre-approvals, that each time he organized promptly, before we finally pulled the trigger. Both Steve and Ryan have been very responsive to answer any questions and organize the necessary documentation.”

“We recently worked with Ryan A. at Spin to get financing for our first house. As first-time buyers, it was really important to us to have as much information as possible and Ryan delivered this in a big way. He was super professional, supportive, and results-focused. We'll seek him out to work together again.”

“I have been using Spin Mortgage since 2003! If the bank doesn't give me a rate I like, I go to Steve and Ryan. ”

“We worked with Ryan to get our first ever mortgage and he was very helpful and informative. I asked many many questions and he answered all of them in a timely manner. Working with him was a great experience and made the whole process a lot less stressful. ”

Rebecca H.
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“Did my original mortgage and now my five year renewal. The rate they found was much cheaper than anything I found on my own, they were responsive immediately and consistently throughout the process (response times under 4hr any time of day or night), they made clear requests from me for documents, etc., answered my questions clearly as well, and held my hand through to the end. I couldn't have asked for more. I'm certain I'll be reaching out to them again 5 years from now!”

“Excellent experience using Spin Mortgage. They make everything really easy. We have used Spin Mortgage for multiple mortgages and we will be going back for our next term. ”

“Ryan was exceptional to work with! He found me the best mortgage that worked for me. He was very knowledgeable about the current interest rate market and knew the importance of securing a mortgage sooner than later. He was very thorough with the mortgage renewal process and responded to any questions I had, even after business hours. A true pleasure to work with. I highly recommend Ryan and the team at Spin.”

“Need a broker? I highly recommend Steve and Bonnie. Doesn't matter what time of day or night these two will get back to you fast. They lay out all options, give great advice and again are ALWAYS there when you need your questions.”

“Excellent experience - this is a complex and stressful process for many, but Ryan made it a lot easier for us to navigate. He was attentive, patient, and answered all of our questions, taking time to explain to us the process as first-time home buyers. Would highly recommend this company! ”

“Switched from our nearly end-of-term variable to fixed just in time! We had to completely re-do our mortgage since Spin had the best rate. Ryan was super friendly, helpful and patient throughout the process while we slowly found all the pieces of information they needed. Rates kept going up while we were working on it but they locked us into the one they initially promised. 10/10 would refinance again.”

“I had an excellent experience working with Ryan Araujo at Spin Mortgage. He helped me through my financing as a first time buyer by myself. He answered all my questions and I thoroughly trusted his expert advice.”

“We have used Spin for over 10 years! They are quick and responsive to our questions. We highly recommend their service! Ryan and Steve are amazing.”

“This was our second mortgage with Spin. Bonnie was great - responsive, communicated clearly, and gave us some great options from which to choose. Highly recommended! ”

“Great service every time I’ve needed help with a mortgage. They’ve been prompt, professional, and have done their best to get the best rates they could. Thanks team!”

“Ryan was great, working with us over the last year as we searched for a new home in a very tight market. He answered countless questions for us and was ready to go with getting our financing completed when we finally found a place to buy. Highly recommend!”

“Wonderful experience working with Spin. Document upload was a smooth simple process and Ryan’s in depth knowledge of the various mortgage rules and regulations helped put us at ease with our myriad questions and concerns during a stressful time in the real estate market.”

“We've used Spin for two mortgages and both times they were great. We worked with Bonnie who was super responsive, answered all my questions, and got us a great rate. Highly recommend.”

“Had a great experience with both Steve and Bonnie. As a first-time buyer, they were always happy to answer questions and were often readily available.”

“Worked with Ryan and Spin for our mortgage and they were incredible to work with. Incredibly helpful with any requests, very very fast to complete necessary steps, and shared a wealth of knowledge throughout the journey! Would highly recommend Ryan and Spin! ”

“Ryan Araujo was a huge help with my refi and would recommend him and Spin to anyone. Very clear communication, great rate, easy to work with.”

“I could not recommend these guys more and do so every time someone asks me who I went with, they are very good at what they do.”

“The team at Spin Mortgage has been helping me with my mortgage renewals for many years and I could not recommend a better team. They always look at what's best for me and I truly value their professional advice.”

“Ryan was on top of all our needs, replied promptly, got us a good rate. Some banks didn't even bother to reply. Highly recommend his services. ”

“If we could give 6/5 stars we would. Having dealt directly with a big bank for some time we sought the competitive advantage and personal attention of a dedicated broker for our purchase last year. Ryan delivered. He was professional, personable, patient, knowledgeable, and communicated in a very timely manner.”

“Ryan was very prompt and attentive! He was easy to deal with and very positive and helpful with my questions. He walked me through the process and returned e-mails and telephone calls quickly.”

“Thank you for getting us approved before Christmas. Happy Holidays. Highly recommend!”

“We are very happy with the experience and our outcome. I would highly recommend Ryan and Spin Mortgage!”

“Very pleased with my experience with Spin Mortgage. Ryan was very knowledgeable, helpful and responsive. I would highly recommend this company.”

“Great experience with Ryan! Communication was fantastic and he was extremely helpful throughout the entire process. Great mortgage rate, too! Highly recommend.”

“Why would you go to anyone else? These guys pulled some miraculous work, and for first time home buyers...”

“I really appreciated how easy it was to get in contact and the quick replies. Thank you for all the help in what can be a stressful time!!”

“If we ever purchase another property, Spin Mortgage is the only mortgage broker we will use!”

“I am so happy with their services, super responsive and attentive to our needs.”

“I highly recommend working with Spin. Bonnie was available to answer all my questions and find solutions for all the inevitable bumps in getting the right mortgage.”

“Amazing experience. From start to finish. Use Spin Mortgage if you are looking to get competitive rates and brilliant service.”

“Very professional, reliable and easy to cooperate with. Answered all our questions and made it so easy for us to go through the process of getting approval for our first ever mortgage!”

“Ryan and the team at Spin were a great with helping us to lock down the mortgage on our first home. Extremely diligent and did everything they could to shop around for the best rate. ”

“Ryan went above and beyond to consistently provide detailed and tailored information that helped us make the right choices when buying our home, while also securing us a terrific rate.”

“This is our second mortgage with Ryan and the Spin team. We will be coming back if we need any more mortgage advice. Ryan and the Spin team has been consistently excellent.”

“Ryan was so helpful and so responsive. Top-notch service all around. Oh and I almost forgot, they got us an unbelievable rate! Highly recommended!”

“Ryan and the team at Spin mortgage were absolutely phenomenal. Very attentive to detail, responsive and forward thinking. Extremely helpful in guiding us through the process as first time buyers. Taking the time to explain the details along the way.”

“They went above and beyond to make our dreams come true. Quick response times, flexible, professional, friendly and always patient with our questions. I have now used Spin on my last two mortgages and home purchases, would highly recommend, you will not be disappointed!”

“These guys are great. Steve and Ryan were awesome to deal with. They have helped me with 3 mortgages over the years and have always been great and easy to deal with. They will find the best deal and are always fully transparent with everything.”

“Ryan and Jeff at Spin are great. Consistently provide great service and find very good rates. Whether it's your first mortgage or a renewal, Spin makes the process easy and straightforward. Thanks to everyone at Spin.”

“Absolutely recommend them, it’s been a really easy process, well explained and we are very satisfied with the options we got, and the advise given by Bonnie Deck our Mortgage Broker from Spin Mortgage. Thanks!”

“Amazing service and fantastic rates. I am very happy with my dealings with Spin Mortgage and would recommend them to my friends.”

“Really appreciate the team at Spin, I had a somewhat complex mortgage to get done and they provided the attention I needed and walked me thru the options. Dealt with a bank at the same time and Spin was a much better experience.”

“Ryan and Spin Mortgages are amazing! As first time home buyers, we were a bit overwhelmed by the fast-paced real estate market. We definitely recommend Spin Mortgage to all home buyers who want to get a great rate on their loan in a short time, painless process.”

“I cannot say enough good things about Ryan and Spin Mortgages. Ryan was great to work with; he is professional, knowledgeable and took the time to answer all my questions. I highly recommend this company!”

“I worked with Ryan with applying for my first Mortgage. He always kept me well informed, gave me great advice and really helped me understand all the nuances of purchasing a home for the first time. If anything was unclear Ryan was always a phone call away.”

“We worked with Ryan at Spin to help us with both the refinance of our current condo and the mortgage of our new home. Ryan helped us work through scenarios and made the process seamless. We were also on tight timelines and Ryan made it all happen!”

“We are very happy with Ryan and Steve! Extremely prompt, day or night and super professional! Their professional attitude makes the process painless! Thank you both!”

“We are very Happy with Ryan and Steve! Extremely prompt, day or night and super professional! Their professional attitude makes the process painless! Thank you both!”

“As first-time home buyers, we needed a broker like Ryan. He was extremely patient and knowledgeable, always happy to explain mortgage terms and processes. He made the process pain-free. He found us an amazing rate, and now we are preparing to move into our dream home!”

“As first-time home buyers, we needed a broker like Ryan. He was extremely patient and knowledgeable, always happy to explain mortgage terms and processes. He made the process pain-free. He found us an amazing rate, and now we are preparing to move into our dream home! Thank you!”

“The service from Spin Mortgage is second to none. Jeff and Bonnie are friendly, knowledgeable and professional. They put together a great proposal in no time and made sure I understood the entire process. I have no hesitation recommending Spin Mortgage.”

“We have been dealing with Steve and the Team from Spin for years where they have helped us with our mortgage/re-mortgage needs. Their response time is always top notch and we appreciate their advice drawn from their vast experience. Would not hesitate to recommend them.”

Scott H.
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“Steve managed to secure an excellent mortgage rate for us even though we are self-employed. He is very responsive, and it is clear that he knows the ins and outs of the mortgage world. We are glad to have his support and would recommend him to anyone looking at getting a mortgage.”

Theresa L.
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“This is my 4th time working with Spin Mortgage. It has been a pleasure and wonderful experience working with Bonnie. She went extra mile to help me get the best rate out there and get the documents processed in time. I would not hesitate to use Spin Mortgage again.”

“Ryan, Steve and the team at Spin really went above and beyond our expectations. When applying for a second mortgage for an investment property, Ryan and Steve really removed all the barriers and challenges and always took time to explain things simply to us. They have never let us down.”

“Ryan made the entire process of obtaining our first mortgage seamless. He was always prompt, informative, knowledgeable and an all-around pleasure to work with as a person. We couldn't be happier with how it all went. Thanks again, Ryan.”

“Highly Recommend. Ryan Araujo made the whole experience easy and stress-free. You have enough to worry about when buying a home, let the pros deal with the bank.”

“As a realtor, I've recommended many clients to Spin Mortgage and received a lot of positive feedback. For my own purchase, I used them as well and experienced first hand their professionalism, quick turnaround and great communication. They are now my go-to for mortgage recommendations. ”

“As a realtor, I've recommended many clients to Spin Mortgage and received a lot of positive feedback. For my own purchase, I used them as well and experienced first hand their professionalism, quick turnaround and great communication. They are now my go-to for mortgage recommendations. ”

“Great service! We’ve used Spin Mortgage for 2 purchases and a re-mortgage. They offer great rates, knowledge and speedy turn around times!”

“We’ve now used Spin Mortgage for 2 house purchases and a re-mortgage and they did a fantastic job! I would 100% recommend reaching out to them. Great rates, knowledgeable and quick turnaround times!”

“Spin has helped us with our last 4 mortgages, I wouldn't go anywhere else. The process was simple, they handles all the work and provided us with exactly the information we needed, no confusion. We have always had amazing rates and good advice.”

“Our broker, Ryan Araujo, was fantastic. He worked with our particular quirks, was always clear and informative, and made the whole mortgage application process seem easy. I can't recommend him enough - thank you, Ryan!”

“While shopping around for rates when my mortgage came for renewal, I was referred to Spin. Although they were able to offer better rates than what I was quoted, they advised that I renew through the bank. To see such transparency and putting clients interest ahead of ones own and enforcing it, was refreshing. ”

“5 star service. 100% recommended. Steve was very courteous and professional. He was able to relay concrete numbers, even after business hours or on the weekend. He worked very hard for us and our family.”

“5 star service. 100% recommended. Steve was very courteous and professional. He was able to relay concrete numbers, even after business hours or on the weekend. He worked very hard for us and our family.”

“Ryan assisted me with my home purchase and found me a great rate while providing excellent advice. He often worked overtime to answer my questions. Definitely went above and beyond my expectations. Highly recommend, especially for first time homebuyers.”

“We had a fantastic experience with our mortgage broker Ryan. Highly recommend not only to our community but as well elsewhere. Ryan is very responsive, courteous and provides insightful service throughout the entire process. We felt assured we got the best mortgage package for our situation.”

“I highly recommend Ryan from Spin Mortgage. He was prompt, informative, and professional throughout the process and was able to arrange great financing terms for our purchase!”

“Ryan is the best. I'm moving from BC to AB and Ryan got me approved and a great rate. I will recommend Ryan to everyone trying to get a mortgage. Thanks, Ryan!”

“Thanks Steve and Bonnie for helping make this process super easy and painless. Steve was very accommodating and great to deal with. He explained all my options thoroughly and got me the best rate out there. I would not hesitate to use Spin Mortgage again.”

“Spin Mortgage was recommended to us by my daughter and son-in-law. Steve and Bonnie were professional, responsive and a pleasure to deal with. No "bait and switch" with mortgage rates to try and get our business. ”

“Very responsive and helpful. We didn't have a straightforward contract of purchase and sale, and they were very patient and helpful the whole time.”

“I worked with Ryan A. He was responsive by email and phone, he answered my questions comprehensively, and he found me a mortgage rate I am very happy with.”

“Ryan was amazing! As first-time home buyers, we were kind of clueless going into this, but Ryan made the process super easy. He is extremely knowledgeable and helpful. Would highly recommend Ryan and Spin Mortgage.”

“Steve & Bonnie were very helpful from start to finish. They took the time to answer all my questions, responded to all my emails and was a pleasure to work with. I would highly recommend them to anyone looking for a broker that looks after your best interest. Thanks Spin!”

“Ryan was very attentive, responds very quickly and takes care of everything in a smooth way. Highly recommend Spin Mortgage to any client.”

“Steve and Bonnie of Spin Mortgage are a class act. Over the past decade we've engaged Steve for our mortgage needs as we appreciate his thoroughness, his client-centric approach and transparency is what keeps us going back to this team.”

“Bonnie was great. She helped us through our mortgage renewal and was extremely helpful and very responsive to all our questions and email and phone calls.”

“Steve and Bonnie made the process of obtaining a new mortgage an absolute breeze. While in other markets / other brokers made the entire process stressful and prolonged - Spin Mortgage had our financing in place well ahead of clearing subjects.”

“Great experience organizing a refinance of an existing property to get a mortgage and purchase a new property. They were super responsive, answered all my questions quickly and acted fast for our short time frame. Very pleased with the outcome!”

“Ryan provides good advice on mortgage types and optimal lenders, is efficient and reliable & their online systems make submitting documents a breeze. Used them twice, don't plan to stop.”

“I didn't think I could afford a home. These guys made it happen and exceeded my expectations! They were extremely helpful, professional, and patient. They made it affordable and even got me a great rate. I would highly recommend Spin Mortgage to anyone.”

“Ryan and his team at Spin Mortgage helped me secure my first mortgage in the most professional and informative way possible. It's the biggest purchase you'll ever make and I whole heartedly recommend Ryan to not only get you the best rates but truly take care of you.”

“Ryan at Spin Mortgages was fantastic. He was respectful, prompt and confident, walking us patiently through the whole re-mortgage process. I truly felt like he kept our best interests at heart the entire time. I look forward to working with them in the future.”

“This company has been our mortgage broker for 19 1/2 years! They have always gone above and beyond for us. I do not hesitate for a moment to recommend them very highly.”

“I have successfully used Spin Mortgage 3 times & each time they have been very knowledgeable, professional and saved me a decent amount of money bottom line kept money in my bank account I would highly recommend them to anyone looking for a excellent mortgage broker”

Meet the Spin Team

Introducing the individuals that make your mortgage journey seamless

Timeless Service. Competitive Mortgages.

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