Discover a mortgage with rates you like and features you love.
A great mortgage is more than just a low rate. See below for our lowest rates but get in touch with us for an accurate quote. We’ll help you discover the best mortgage product for your life.
Learn the basics to get the mortgage you deserve
It’s true, we have better rates than our competitors. But, more important is the reason why. Our banks know that we get deals done. We know mortgage products inside out, and we get to know our clients with the same integrity. When we submit an application we are confident that our clients will likely qualify. Rejected applications waste bank's valuable time. They appreciate that we have such a high success rate and reward us with lower rates and better mortgage products, which we then share with you!
Don’t let low rates distract you from the details. Features and restrictions will determine whether a mortgage is the right fit for you. Pay attention to terms like cash-back, claw backs, prepayment penalties, or bonafide sales clauses (Yuck!). Feeling lost? Rest assured, we’ll decipher the techy bits and help you find a mortgage that fits just right.
Our job is to always be ready for you to say go! Once you’ve submitted an application we get right to work. We will talk with various lenders and negotiate the best rate and product to match your mortgage plans. When you accept the offered rate (and mortgage product), it can then be held for up to 120 days. Bonus, if the rate drops even lower in that time period we will match that too! Get your application started so we can find the lowest rate and best product that you need!
Two terms you should truly comprehend. With a fixed rate the interest will not change throughout the mortgage term. With a variable rate the interest will fluctuate throughout the mortgage term. While it’s easy to switch from variable to fixed, going the other way- from fixed to variable, will be much more costly. Keep these terms in mind when low mortgage rates pop into your periphery. A good mortgage is much more than just a low rate. We can help you clarify what matters most in your ideal mortgage search.
More mortgage terms that are often confused, rarely understood. We value empowering you to understand your mortgage. Terms refers to how long you will have the mortgage rate, usually 1-10 years. Amortization, on the other hand, is how long you will take to pay off your mortgage. The maximum amortization period is 30 years. Still a bit fuzzy? We’re here to translate all this mortgage lingo into a language you can understand.
Spin Mortgage is a team of residential lending experts. We have a meticulous understanding of the current market and an equally broad knowledge base. The mortgage we help you secure is a loan from one of our trusted lenders who we have been harmoniously working with since 1998. Our job is to combine our passion for helping people with our mortgage smarts to get you the best possible mortgage product.
We choose responsible lenders that offer transparent and competitive mortgage products, so you can borrow with confidence.
Become a better informed borrower by visiting our Info Hub
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