Mortgage Affordability Calculator

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Annual Income (Gross)

Your total income from all sources, before taxes and other deductions.

Credit Card Balances (Total)

The combined balance of all your credit cards.

Car Loan Payment (Monthly)

Your monthly car loan payment.

Credit Line Balances (Total)

The combined balance of all your lines of credit.

Debt Payments (Monthly)

Your monthly payment for any other debts.

Property Tax (Annual)

The annual property tax payment.

Condo / Strata Fees (Monthly)

The estimated monthly payment for the condo or strata.

Down Payment? (Percentage)

The amount of money you intend to use for a down payment, as a percentage of the purchase price. It must be at least 5% of the purchase price of the property you intend to finance.

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