Our Mortgage Affordability Calculator will provide you with an accurate picture of mortgage opportunities and limits.

It takes into account all current regulations and rules and will create a range based on your profile. If you have any questions regarding your results, please feel free to Contact Us.

Affordability Calculator

Your total income from all sources, before taxes and other deductions.


The combined balance of all your credit cards.


Your monthly car loan payment.


The combined balance of all your lines of credit.


Your monthly payment for any other debts.


The annual property tax payment.


The estimated monthly payment for the condo or strata.


The amount of money you intend to use for a down payment, as a percentage of the purchase price. It must be at least 5% of the purchase price of the property you intend to finance.


Howdy, Stranger!

With an annual income of $a value you need to enter, and a down payment of a value you need to enter%, you can afford a mortgage with Spin Mortgage up to not calculated yet.!

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Fill in the fields and hit calculate - we'll let you know what you can afford!