Three mountain bikers riding on a BC trail overlooking a lake with mountains in the background.

Our Story

Spin was born to meet your needs. Your needs for an easier, smarter, and faster mortgage experience. We make mortgages nearly enjoyable.

We Value You

We want you to feel heard, understood, and supported from start to finish. Mortgages just happen to be our way of doing what we love most: helping you.

We’ll match you with a mortgage that actually fits — and because our lenders trust our track record, we’re often able to secure low rates and great terms (and yes, we pass those on to you). Apply from your phone, email us from the forest, or call from the lake — we’ll make it easy. Since 1998, we’ve been on a mission to build a mortgage process where you never miss out.

No competing brokers. No communication drop-offs. No wasted time. Our team works together so your mortgage feels surprisingly smooth — maybe even the most enjoyable thing on your to-do list.

Meet Our Team

Portrait of Steve Pipkey, co-founder of Spin Mortgage, in downtown Victoria, BC.

  • Steve was pretty much born into the mortgage world. He has been working in mortgages since 1998. Outside of work he is usually found with his beautiful family exploring the North Shore mountains by bike or ski, depending on the season.

    ‍Contact Steve →

Portrait of Jeff Mark, co-founder of Spin Mortgage, in downtown Victoria, BC.

  • Jeff’s been helping people navigate mortgages since 2005, backed by a Commerce (Finance) degree from the University of Calgary and hands-on experience in finance, real estate development, and investment.

    He moved to BC in 2009 and now calls Victoria home with his wife, Michelle, and their three kids. Along the way, they’ve collected a few “home chapters,” including Squamish, North Vancouver, Vancouver, Cumberland, and Hornby Island.

    When Jeff isn’t working, he’s usually outside cycling, running, skiing, or dreaming up the next adventure. He loves exploring nature with his family and travelling abroad.

    ‍Contact Jeff →

Portrait of Ryan Araujo, mortgage broker at Spin Mortgage, in downtown Victoria, BC.

  • Ryan brings a background in sales and account management to his role as a licensed mortgage broker, joining Spin Mortgage all the way back in 2015. A long-time Vancouver Islander, he spent much of his adult life in Victoria and now lives in the Nanaimo area with his wife Hilary, their son Adao, and their hound dog Ben.  

    Outside of the office, you can mainly find Ryan at the boxing gym (don't mind if he has a black eye), playing music or hiking the Vancouver Island trails with his family.

    ‍Contact Ryan →

Reviews

Honest brokers and solid systems keep Spin clients coming back.

  • "Our dream of owning a house became a reality because of Jeff from Spin Mortgage. He answers your questions and approaches you with practicality, Professionalism, and approachability."

    — Paolo A.

  • “Spin Mortgage was incredibly professional, knowledgeable and helpful as we went through the refinancing of our mortgage. I would highly recommend working with the Spin Mortgage team.”

    — Serey S

  • “Wonderful experience working with Spin. Document upload was a smooth simple process and Ryan’s in depth knowledge of the various mortgage rules and regulations helped put us at ease.”

    — Mike D.

We want you to feel heard, understood, and supported throughout your entire mortgage journey. Mortgages are a platform for us to do what we love most: helping you.