Mortgage Renewal Guide

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Renewing your mortgage is an important part of the home-owning process. It’s an opportunity to restructure your term or to adjust your lending team – or both. In order to get the most out of a renewal, we suggest being as informed as possible and identifying your goals and requirements.

To help, we’ve outlined the basic process that will ensure your experience is as seamless as possible. We’ve also answered many of the common questions you may have.

We encourage you to contact us at any point for advice or information about renewing your mortgage.

Getting Started

Unfortunately, in today’s competitive lending market, many lenders will put pressure on you to renew early as a way to lock you in as a client. While early renewals can occasionally be a good move, it’s always best to review your terms with a third-party. We’ll advise you on your options and can give you an honest scope of what is possible.

Do you need more money?

If your mortgage is up for renewal and you want to borrow more money, you’ll need to visit our process on refinances. Often times, people take this opportunity to increase their mortgage for personal reasons, such as renovations, debt consolidation, property investment, etc. The process varies slightly and other things need to be taken into consideration.

2.84% 5 YR FIXED RATE

3.04% 5 YR FIXED RATE

3.09% 5 YR FIXED RATE

3.44% 5 YR FIXED RATE

3.44% 5 YR FIXED RATE

3.74% 5 YR FIXED RATE

3.64% 5 YR FIXED RATE

2.01% 5 YR VARIABLE RATE

2.20% 5 YR VARIABLE RATE

2.30% 5 YR VARIABLE RATE

2.70% 5 YR VARIABLE RATE

2.85% 5 YR VARIABLE RATE

2.99% 1 YR FIXED RATE

3.04% 2 YR FIXED RATE

3.14% 3 YR FIXED RATE

3.34% 4 YR FIXED RATE

4.29% 10 YR FIXED RATE

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