2.74% 5 YR FIXED RATE

  • Timing: 90 days
  • Restrictions: yes
  • Property Type: Houses & Condos
  • Deal Type: Purchases, refinances & renewals
  • Occupancy: Owner Occupied Only
  • Portable: yes
  • Blendable: yes
  • Down Payment / Equity: Insured deals only (less than 20% downpayment/equity)
  • Pre-Payments: Lump Sum (20%) Payment Increase (20%)
  • Rate Hold: Live deals only (no pre-approvals/no rate holds)
  • Discharge Penalty: Standard Fixed Penalty (greater of 3 months interest or IRD (interest rate differential)
  • Details: Registered as a standard charge | bonafide sales clause in effect

2.94% 5 YR FIXED RATE

  • Timing: 90 days
  • Restrictions: yes
  • Property Type: Houses & Condos
  • Deal Type: Purchases Only
  • Occupancy: Owner Occupied Only
  • Portable: yes
  • Blendable: yes
  • Down Payment / Equity: Insured deals only (less than 20% downpayment/equity)
  • Pre-Payments: Lump Sum (20%) Payment Increase (20%)
  • Rate Hold: Live deals only (no pre-approvals/no rate holds)
  • Discharge Penalty: Standard Fixed Penalty (greater of 3 months interest or IRD (interest rate differential)
  • Details: Registered as a standard charge | bonafide sales clause in effect

2.99% 5 YR FIXED RATE

  • Timing: 120 days
  • Restrictions: no
  • Property Type: Houses & Condos
  • Deal Type: Purchases Only
  • Occupancy: Owner Occupied Only
  • Portable: yes
  • Blendable: yes
  • Down Payment / Equity: Insured deals only (less than 20% downpayment/equity)
  • Pre-Payments: Lump Sum (15%) Payment Increase (100%)
  • Rate Hold: Live deals only (no pre-approvals/no rate holds)
  • Discharge Penalty: Standard Fixed Penalty (greater of 3 months interest or IRD (interest rate differential)
  • Details: Registered as a standard charge

3.29% 5 YR FIXED RATE

  • Timing: 120 days
  • Restrictions: no
  • Property Type: Houses & Condos
  • Deal Type: Purchases Only
  • Occupancy: Owner Occupied Only
  • Portable: yes
  • Blendable: yes
  • Major Bank: Yes
  • Down Payment / Equity: Insured & Conventional deals
  • Pre-Payments: Lump Sum (15%) Payment Increase (100%)
  • Rate Hold: Yes
  • Discharge Penalty: Standard Fixed Penalty (greater of 3 months interest or IRD (interest rate differential)
  • Details: Registered as a collateral charge | max amortization 25 years, add 10 bps for 30 yr amortization

3.29% 5 YR FIXED RATE

  • Timing: 120 days
  • Restrictions: no
  • Property Type: Houses & Condos
  • Deal Type: Purchases Only
  • Occupancy: Owner Occupied Only
  • Portable: yes
  • Blendable: yes
  • Major Bank: Yes
  • Down Payment / Equity: Insured & Conventional deals
  • Pre-Payments: Lump Sum (15%) Payment Increase (15%)
  • Rate Hold: Yes
  • Discharge Penalty: Standard Fixed Penalty (greater of 3 months interest or IRD (interest rate differential)
  • Details: Registered as a standard charge or collateral charge (if you would like a re-advanceable credit line)

3.49% 5 YR FIXED RATE

  • Timing: 120 days
  • Restrictions: no
  • Property Type: Houses & Condos
  • Deal Type: Purchases, refinances & renewals
  • Occupancy: Rentals Only
  • Portable: yes
  • Blendable: yes
  • Major Bank: Yes
  • Down Payment / Equity: Conventional deals only (more than 20% downpayment/equity)
  • Pre-Payments: Lump Sum (15%) Payment Increase (15%)
  • Rate Hold: Yes
  • Discharge Penalty: Standard Fixed Penalty (greater of 3 months interest or IRD (interest rate differential)
  • Details: Registered as a standard charge or collateral charge (if you would like a re-advanceable credit line)

3.49% 5 YR FIXED RATE

  • Timing: 120 days
  • Restrictions: no
  • Property Type: Houses & Condos
  • Deal Type: Refinancing Only
  • Occupancy: Owner Occupied Only
  • Portable: yes
  • Blendable: yes
  • Major Bank: Yes
  • Down Payment / Equity: Insured & Conventional deals
  • Pre-Payments: Lump Sum (15%) Payment Increase (100%)
  • Rate Hold: Yes
  • Discharge Penalty: Standard Fixed Penalty (greater of 3 months interest or IRD (interest rate differential)
  • Details: Collateral Charge | max 25 year amortization | add 10 bps for 30 year amortization

2.25% 5 YR VARIABLE RATE

  • Timing: 90 days
  • Restrictions: yes
  • Property Type: Houses & Condos
  • Deal Type: Purchases Only
  • Occupancy: Owner Occupied Only
  • Portable: no
  • Blendable: no
  • Down Payment / Equity: Insured deals only (less than 20% downpayment/equity)
  • Pre-Payments: Lump Sum (20%) Payment Increase (20%)
  • Rate Hold: Live deals only (no pre-approvals/no rate holds)
  • Discharge Penalty: Standard Variable Penalty (3 months interest)
  • Details: Can't refinance to another lender during the term | Bonafide sale clause in effect |

1.99% 5 YR VARIABLE RATE

  • Timing: 90 days
  • Restrictions: yes
  • Property Type: Houses & Condos
  • Deal Type: Purchases Only
  • Occupancy: Owner Occupied Only
  • Portable: no
  • Blendable: no
  • Down Payment / Equity: Insured deals only (less than 20% downpayment/equity)
  • Pre-Payments: Lump Sum (20%) Payment Increase (20%)
  • Rate Hold: Live deals only (no pre-approvals/no rate holds)
  • Discharge Penalty: Standard Variable Penalty (3 months interest)
  • Details: Can't refinance to another lender during the term | Bonafide sale clause in effect | For new business only

2.35% 5 YR VARIABLE RATE

  • Timing: 120 days
  • Restrictions: no
  • Property Type: Houses & Condos
  • Deal Type: Purchases Only
  • Occupancy: Owner Occupied Only
  • Portable: yes
  • Blendable: no
  • Down Payment / Equity: Insured deals only (less than 20% downpayment/equity)
  • Pre-Payments: Lump Sum (15%) Payment Increase (100%)
  • Rate Hold: Live deals only (no pre-approvals/no rate holds)
  • Discharge Penalty: Standard Variable Penalty (3 months interest)
  • Details: Registered as a standard charge | Must mature by 09/2021

2.70% 5 YR VARIABLE RATE

  • Timing: 120 days
  • Restrictions: no
  • Property Type: Houses & Condos
  • Deal Type: Purchases Only
  • Occupancy: Owner Occupied Only
  • Portable: yes
  • Blendable: yes
  • Major Bank: Yes
  • Down Payment / Equity: Insured & Conventional deals
  • Pre-Payments: Lump Sum (15%) Payment Increase (15%)
  • Rate Hold: Yes
  • Discharge Penalty: Standard Variable Penalty (3 months interest)
  • Details: Registered as a standard charge. Re-advanceable credit line (HELOC) available registered as collateral charge.

2.85% 5 YR VARIABLE RATE

  • Timing: 120 days
  • Restrictions: no
  • Property Type: Houses & Condos
  • Deal Type: Purchases, refinances & renewals
  • Occupancy: Rentals Only
  • Portable: yes
  • Blendable: yes
  • Major Bank: Yes
  • Down Payment / Equity: Conventional deals only (more than 20% downpayment/equity)
  • Pre-Payments: Lump Sum (15%) Payment Increase (15%)
  • Rate Hold: Yes
  • Discharge Penalty: Standard Variable Penalty (3 months interest)

2.94% 1 YR FIXED RATE

  • Timing: 120 days
  • Restrictions: no
  • Property Type: Houses & Condos
  • Deal Type: Purchases Only
  • Occupancy: Owner Occupied Only
  • Portable: yes
  • Blendable: yes
  • Major Bank: Yes
  • Down Payment / Equity: Insured deals only (less than 20% downpayment/equity)
  • Pre-Payments: Lump Sum (15%) Payment Increase (100%)
  • Rate Hold: Live deals only (no pre-approvals/no rate holds)
  • Discharge Penalty: Standard Fixed Penalty (greater of 3 months interest or IRD (interest rate differential)
  • Details: Registered as a collateral charge

2.84% 2 YR FIXED RATE

  • Timing: 120 days
  • Restrictions: no
  • Property Type: Houses & Condos
  • Deal Type: Refinancing Only
  • Occupancy: Owner Occupied Only
  • Portable: yes
  • Blendable: yes
  • Major Bank: Yes
  • Down Payment / Equity: Insured & Conventional deals
  • Pre-Payments: Lump Sum (15%) Payment Increase (15%)
  • Rate Hold: Live deals only (no pre-approvals/no rate holds)
  • Discharge Penalty: Standard Fixed Penalty (greater of 3 months interest or IRD (interest rate differential)
  • Details: Registered as standard charge

2.94% 3 YR FIXED RATE

  • Timing: 120 days
  • Restrictions: no
  • Property Type: Houses & Condos
  • Deal Type: Purchases Only
  • Occupancy: Owner Occupied & Rentals
  • Portable: yes
  • Blendable: yes
  • Major Bank: Yes
  • Down Payment / Equity: Insured & Conventional deals
  • Pre-Payments: Lump Sum (15%) Payment Increase (15%)
  • Rate Hold: Live deals only (no pre-approvals/no rate holds)
  • Discharge Penalty: Standard Fixed Penalty (greater of 3 months interest or IRD (interest rate differential)
  • Details: Registered as a standard charge

3.29% 4 YR FIXED RATE

  • Timing: 120 days
  • Restrictions: no
  • Property Type: Houses & Condos
  • Deal Type: Purchases, refinances & renewals
  • Occupancy: Owner Occupied & Rentals
  • Portable: yes
  • Blendable: yes
  • Major Bank: Yes
  • Down Payment / Equity: Insured & Conventional deals
  • Pre-Payments: Lump Sum (15%) Payment Increase (100%)
  • Rate Hold: Yes
  • Discharge Penalty: Standard Fixed Penalty (greater of 3 months interest or IRD (interest rate differential)
  • Details: Registered as a collateral charge |max amortization 25 yrs otherwise add 10 bps to rate | Add 25 bps for rental

3.99% 10 YR FIXED RATE

  • Timing: 120 days
  • Restrictions: no
  • Property Type: Houses & Condos
  • Deal Type: Purchases, refinances & renewals
  • Occupancy: Owner Occupied Only
  • Portable: yes
  • Blendable: yes
  • Major Bank: Yes
  • Down Payment / Equity: Insured & Conventional deals
  • Pre-Payments: Lump Sum (15%) Payment Increase (15%)
  • Rate Hold: Yes
  • Discharge Penalty: Standard Fixed Penalty (greater of 3 months interest or IRD (interest rate differential)
  • Details: Major Bank | 25 year amortization | add 10 bps for 30 year amortization

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